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The rates and fees on your credit card will depend on the type of credit card you have. The standard rates and fees are:.

Purchase interest rate — This is the interest rate charged on purchases. All of our cards, other than a Business Low Rate card, come with an interest-free period on purchases of up to 55 days. Cash advance interest rate — This is the interest rate charged when you withdraw cash or transfer funds from your credit card account, as well as when you make cash equivalent transactions such as gambling or money transfers.

Annual fee — This is charged once each year. The date it is charged will depend on when you first activated your card. Additional cardholder fee - This is charged on some types of card once each year if you have an additional cardholder. It is charged around the same time as your annual fee.

Cash advance fee — This is charged if you withdraw cash or transfer funds from your credit card and when you make cash equivalent transactions such as gambling or money transfers. International transaction fee — This charged if you make a purchase or obtain a cash advance whether in a foreign currency or Australian dollars while overseas; or in Australia for example online where there is an overseas connection, as the merchant, or the financial institution or entity processing the transaction, is located overseas.

Overlimit fee — This only applies to credit card accounts opened before 1 July It is charged when we first allow you to exceed your credit card limit in a statement period. Non-CommBank ATM balance enquiry fee — This is charged if you make a balance enquiry at a non-CommBank ATM also applies to balance enquiries through ATMs or terminals of ASB Bank in New Zealand, CommBank in Indonesia and CommBank in Vietnam.

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What types of rates and fees apply to my credit card?

See all Credit cards FAQs Last updated 28 October The rates and fees on your credit card will depend on the type of credit card you have. The standard rates and fees are: Was this article helpful to you?

Please tell us how we can improve the FAQ article. Related Credit cards FAQs How do I close my credit card online in NetBank? Does the Bank have to authorise a transaction and what is a pending transaction?

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