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Get your free copy: OverRunWithSons Registered User Posts: When my husband got his job yrs ago, he bought the company stock for awhile, then quit buying it, we kinda forgot all about it, I guess we have it reinvested every single year, and the interest is growing, we have no idea how much we have, silly, we must look into it I guess.

Confused about how any of this is supposed to be reported on the FAFSA. Income, Assets, separate place for Stock, maybe only the interest has to be reported? Does this hurt with Financial aid, etc?

Post edited by OverRunWithSons on June Is money you have in "Stock" considered as income, assests-how reproted on FAFSA? Muffy Registered User Posts: Normally value of the stock is an asset and dividends on the stock are income.

If stock is just growing in value, but not paying dividends, that growth is not income. When you say employer stock though, is that stock options or did he buy stock shares at market rate? Stock options make it more complicated. I don't remember the exact boxes, but it DOES get counted as assets the whole bunch , and yes, it will affect your EFC, the amount that gets calculated that you can afford to pay toward school.

Is money you have in "Stock" considered as income, assests-how reproted on FAFSA? — College Confidential

They calculate that you could sell some portion of it to fund college. I assume you've gotten at least year-end statements re this stock? Finding how much you've got shouldn't be difficult to do. So far finding out what we got has been a real hassle, the toll free number listed on the told us he can not tell us much, that we have to call the human resources Dept of his company to get any info, even though it seems to say we can access this information from that VERY toll free number and website.

I have NO idea what a "Stock option" is????

Stock Options | Student Doctor Network

Does this mean anything? Does FAFSa ask value of the stock, cause How would I know this, doesn't this change all the time, that rep I was just talking too make it sound like all he could tell me was shares, or something, that he could put no money value on anything. Does FAFSa ask for a money value of stock on the form somewhere?

OverRun -- If you guys don't want the options I'll be happy to take them. Sometimes the rights have to "vest" so the employee does not have the right to exercise the options right away. Sometimes they expire after a certain of years. I'm not sure how they are valued for financial aid purposes, especially if they are partially vested They'd be worth zero if company stock went down between the time option was given and the present.

But recognize that owning stock options of XYZ stock is NOT the same as owning stock shares of XYZ stock. The FAFSA directions do say to count the value of the stock option as an asset though. For tax reasons, my former company paid out dividends on our retirement account stock, so it can happen. What I am asking about is set apart different than our K plan, I do understand that is not counted as assets. This is what I found on the company website, I guess it is considered a "EMployee Stock Purchase Plan".

I still have no clue if this is considered Stock options or what? We know nothing about special discounts within special years, etc-as this Stock options thing was explained. ON company website, explained like this: The Plan is an easy and convenient way to establish and grow a meaningful equity ownership in XYZ Corporation. No, I doubt my stock went up THAT much, I was just giving a Ceiling price.

Since I can not get any answers to what it is worth. I do not recall getting one of these in Dec this year. Is estimates OK on Fafsa with this kind of thing, since it changes daily? OverRun If he was having money taken out of his paycheck then this isn't stock options that weren't exercised.

He owns the stock. Assuming it is publicly traded you should be able to take the October paper and find the number of shares then find the current price per share. The asset would be the number of shares times the current price. You'll need to check with HR, unfortunately. My former company had two ee stock purchase plans -- one was in a "retirement" account, and one was not. The latter would be reportable on fafsa, while the former is not.

If the current value of the stock outside a retirement plan is only a few thousand dollars, it probably won't impact your EFC. Parents get an asset protection allowance generally around 40K.

So don't sweat it-- on the day you fill out the FAFSA give your best estimate of its value number of shares times current price. Phead Registered User Posts: I have stocks and I have a question If I report my stocks, will my EFC go down?

The FAFSA Simplified - Fastweb

Can FAFSA check if I have stocks or not? The financial aid evaluators can ask you to verify all your data, so they can check your tax forms, on which you should be reporting stock dividends, or get brokerage account statements. If you own stock in a publicly traded company that doesn't pay dividends, that can still be traced through your SSN. So be honest about disclosing all your assets.

I'm confused, won't having stocks more assets make your EFC go UP??? Helpful Links Home College Search Admissions Paying For College College Rankings Campus Life Online Degrees College Topics Ask The Dean Discussion About Contact Press Privacy Rules Terms of Service Site Map. About College Confidential Welcome to the leading college-bound community on the Web!